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Today's Featured Rates

Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.104%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.889%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.513%  0.000%
Construction Loans
12 Month Construction Loan
 Rate  APR  Points
 4.490%  6.981%  0.000%
Government Loans
USDA 30 Year Fixed Rate
 Rate  APR  Points
 5.375%  5.902%  0.000%



Mortgage Center

Kelli Keller
Loan Originator & Consumer Lender

Office: 618-498-6466 Ext. 225
Fax: 618-498-9266


NMLS Registry ID: 882398

Business Hours: Monday through Friday 8:00 a.m. to 4:30 p.m.

Kelli has been in banking over 25 years and has been with Jersey State Bank since 2013. She is a lifetime resident of the Riverbend area.  Kelli is a volunteer at the Community Hope Center and her church youth group.  She specializes in first time home buyer programs that offer a widespread assortment of lending options, as well as consumer and mortgage loans. 

Applying online is as easy as 1-2-3.

You can apply now for a home loan in as little as 20 minutes.

  1. Apply Now for a home loan and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed by one of our mortgage lenders.
  3. We will follow up for additional information we may require and to answer any of your questions.

Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help.

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Want to compare different loan programs? Want to calculate your monthly payments? Try out our easy-to-use mortgage calculators.